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Continue reading →: Failed at Veganuary? Try this instead.Going vegan is a well-known way of cutting your carbon footprint. But, many people struggle to do this, possibly due to health and cultural reasons. Here’s an alternative way to cut your carbon footprint that is much easier and could have an even bigger impact.
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Continue reading →: My Top Personal Finance and Climate Books of 2024…plus What I’ll be Reading in 2025.Below are my reviews of the personal finance and climate and biodiversity crisis books that I’ve read in 2024. These might provide inspiration for your reading?! I’ve also listed a couple of books that I would like to read this year. Happy reading! Personal Finance Books The personal finance book…
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Continue reading →: Top Tips for Saving Energy during the Current Cold Snap in the UKThe UK is currently in the grip of a cold spell, which means we’re all probably heating more than we would like. With this in mind, why not review the AOGF top tips for saving money on heating and energy, starting with 10 FREE measures.
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Continue reading →: How to Create a Realistic Monthly Budget, Without making Big SacrificesIf your New Year’s resolutions are based around improving your finances, creating a realistic monthly budget is a great place to start and for many people is the foundation of good money-management. Budget like a pro using the AOGF recommended technique of making small improvements. This can have a big…
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Continue reading →: 3 Step End-of-Year Personal Finance ReviewThe time between Christmas and New Year means time away from work and normal daily routines for many people. If you find yourself with spare time on your hands, I thoroughly recommend conducting an end of year financial check-up. I use a simple 3 step process, however, if you discover…
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Continue reading →: Autumn ’24 Budget: What the changes mean for your money.Rachel Reeves’ first budget will impact most people’s finances. Here’s what it could mean for you. What the budget means for you… ..if you are struggling Bus fares – the national bus far cap is going up from £2 to £3. The increase in the cap rate will hit some…
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Continue reading →: Are Private Schools Worth the Cost? A Comprehensive Guide.A potentially controversial topic, this one! I have a number of colleagues and friends that have chosen to send their children to private schools. For many of them, this is because they themselves attended private schools and they want their children to have the same opportunities that they had. I…
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Continue reading →: Holidays that won’t break the bank or ruin the worldThis article looks at the benefits of holidays, looks at suggestions for how much to spend on holidays, gives tips on how to make savings and finally gives some suggestions on which to base holiday ideas. What are the benefits of holidays? So, once you’ve decided that you want to…
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Continue reading →: Top 5 Reasons to Vote in the UK General Election 2024; vote before 10pm todayFive great reasons to get out and vote today in Why should I vote?
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Continue reading →: Ethical investing: generating income from dividend-paying stocksInformation in this article is current as of June 2024. Investing for income involves investing with the aim of generating money from a portfolio of stocks and shares; the income is usually in the form of dividends i.e. a share in the profit that the company makes. However, some of…
Hello,
I’m Penny
I write about personal finance from a sustainability and ethical perspective – it’s personal finance for the era of the climate crisis.
The Art of Green Finance 